Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
10. Payment Cards
In force from 18.09.2023.
10.1. MasterCard Debit/Maestro1
| No. | Services | Card in EUR | Card in USD |
| 10.1.1. | Card issue | 25,00 EUR | 32,00 USD |
| 10.1.2. | Fee for urgent card issue2 | 30,00 EUR | 40,00 USD |
| 10.1.3. | Annual Card fee | 50,00 EUR | 60,00 USD |
| 10.1.4. | Additional Card issue | 25,00 EUR | 32,00 USD |
| 10.1.5. | Fee for additional card | 50,00 EUR | 60,00 USD |
| 10.1.6. | Card replacement | 25,00 EUR | 32,00 USD |
| 10.1.6.1. | Card replacement before the expiry date | 25,00 EUR | 32,00 USD |
| 10.1.7. | Interests for account remains | ||
| 10.1.7.1. | Interests for the allowed credit | 24 % per year | is not issued |
| 10.1.7.2. | Interest rate for exceeding of the allowed credit limit | 60 % per year | is not issued |
| 10.1.8. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.1.8.1. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.1.9. | Fee for reviewing of an unjustified complaint | free of charge5 | free of charge5 |
| 10.1.10. | Cash withdrawal | ||
| 10.1.10.1. | cash withdrawal fee in ATMs | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.10.2. | cash withdrawal fee in Industra Bank POS in Latvia | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.10.3. | cash withdrawal fee in other bank POS | 3% (min. 10,00 EUR) | 2% (min. 15,00 USD) |
| 10.1.11. | Inspection of account balance | ||
| 10.1.11.1. | commission for inspection of account balance at ATMs in in SEPA countries3 | 0,50 EUR | 0,80 USD |
| 10.1.11.2. | commission for inspection of account balance at ATMs outside SEPA countries3 | 0,80 EUR | 1,00 USD |
| 10.1.12. | Purchases comission | ||
| 10.1.12.1. | purchases charge in SEPA countries3 | free of charge | free of charge |
| 10.1.12.2. | purchases charge outside SEPA countries3 | 0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.1.13. | Daily limit | ||
| 10.1.13.1. | daily limit for purchasing | 2 500 EUR | 3 500 USD |
| 10.1.13.2. | daily limit for ATM | 1 500 EUR | 1 800 USD |
| 10.1.14. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.1.15. | Printing of currency type on a payment card | 3,00 EUR | 5,00 USD |
| 10.1.16. | Administration of card's daily limit | 15,00 EUR | 20,00 USD |
| 10.1.17. | Credit agreement fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.1.18. | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.1.19. | Card sending | ||
| 10.1.19.1. | in the Bank's Customer Service Centre | free of charge | free of charge |
| 10.1.19.2. | fee for card transfer between Customer Service Centers | 10,00 EUR | 12,00 USD |
| 10.1.19.3. | fee for card sent via post within European Union4 | 10,00 EUR + postage expenses | 12,00 USD + postage expenses |
| 10.1.19.4. | fee for card sent via post outside European Union4 | 10,00 EUR + courier fee | 12,00 USD + courier fee |
10.2. MasterCard Standard
| No. | Services | Card in EUR | Card in USD |
| 10.2.1. | Card issue | free of charge | free of charge |
| 10.2.2. | Fee for urgent card issue2 | 30,00 EUR | 40,00 USD |
| 10.2.3. | Annual card fee | 50,00 EUR | 60,00 USD |
| 10.2.4. | Additional card issue | 50,00 EUR | 60,00 USD |
| 10.2.5. | Annual fee for additional card | 50,00 EUR | 60,00 USD |
| 10.2.6. | Card replacement | 50,00 EUR | 60,00 USD |
| 10.2.6.1. | Card replacement before the expiry date | 50,00 EUR | 60,00 USD |
| 10.2.7. | Reports | ||
| 10.2.7.1. | fee for financial report's at the Bank | 25,00 EUR | 35,00 USD |
| 10.2.7.2. | fee for financial report's in the i-bank | free of charge | free of charge |
| 10.2.8. | Fee for reviewing of an unjustified complaint | free of charge5 | free of charge5 |
| 10.2.9. | Interest for balance on card account | ||
| 10.2.9.1. | interests for the allowed credit | 24% per year | is not issued |
| 10.2.9.2. | interests for exceeding of the allowed credit limit | 60% per year | is not issued |
| 10.2.10. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.2.10.1. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.2.11. | Cash withdrawal | ||
| 10.2.11.1. | cash withdrawal fee in ATMs | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.11.2. | cash withdrawal fee in Industra Bank POS in Latvia | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.11.3. | cash withdrawal fee in other bank POS | 3% (min. 10,00 EUR) | 3% (min. 15,00 USD) |
| 10.2.12. | Inspection of account balance | ||
| 10.2.12.1. | commission for inspection of account balance at ATMs in SEPA countries3 | 0,50 EUR | 0,80 USD |
| 10.2.12.2. | commission for inspection of account balance at ATMs outside SEPA countries3 | 0,80 EUR | 1,00 USD |
| 10.2.13. | Purchases charge | ||
| 10.2.13.1. | purchases charge in SEPA countries3 | free of charge | free of charge |
| 10.2.13.2. | purchases charge outside SEPA countries3 | 0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.2.14. | Daily limit | ||
| 10.2.14.1. | daily limit for purchasing | 4 000 EUR | 5 000 USD |
| 10.2.14.2. | daily limit for ATM | 2 000 EUR | 2 500 USD |
| 10.2.15. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.2.16. | Printing of currency type on a payment card | 3,00 EUR | 5,00 USD |
| 10.2.17. | Administration of card's daily limit | 15,00 EUR | 20,00 USD |
| 10.2.18 | Credit agreement fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.2.19 | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.2.20. | Card sending | ||
| 10.2.20.1. | in the Bank's Customer Service Centre | free of charge | free of charge |
| 10.2.20.2. | fee for card transfer between Customer Service Centers | 10,00 EUR | 12,00 USD |
| 10.2.20.3. | fee for card sent via post within European Union4 | 10,00 EUR + postage expenses | 12,00 USD + postage expenses |
| 10.2.20.4. | fee for card sent via post outside European Union4 | 10,00 EUR + courier fee | 12,00 USD + courier fee |
10.3. MasterCard Gold
| No. | Services | Card in EUR | Card in USD |
| 10.3.1. | Card issue | 50,00 EUR | 60,00 USD |
| 10.3.2. | Fee for urgent card issue2 | 30,00 EUR | 40,00 USD |
| 10.3.3. | Annual card fee | 100,00 EUR | 120,00 USD |
| 10.3.4. | Additional card issue | 50,00 EUR | 60,00 USD |
| 10.3.5. | Annual fee for additional card | 100,00 EUR | 120,00 USD |
| 10.3.6. | Card replacement | 50,00 EUR | 60,00 USD |
| 10.3.6.1. | Card replacement before the expiry date | 50,00 EUR | 60,00 USD |
| 10.3.7. | Reports | ||
| 10.3.7.1. | fee for financial report's at the Bank | 25,00 EUR | 35,00 USD |
| 10.3.7.2. | fee for financial report's in the internetbank | free of charge | free of charge |
| 10.3.8. | Fee for reviewing of an unjustified complaint | free of charge5 | free of charge5 |
| 10.3.9. | Interest for balance on card account | ||
| 10.3.9.1. | interest rate for the allowed credit | 24% per year | is not issued |
| 10.3.9.2. | interest rate for exceeding of the allowed credit limit | 60% per year | is not issued |
| 10.3.10. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.3.10.1. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.3.11. | Cash withdrawal | ||
| 10.3.11.1. | cash withdrawal fee in ATMs | 3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.11.3. | cash withdrawal fee in Industra Bank POS in Latvia | 3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.11.4. | cash withdrawal fee in other bank POS | 3% of amount (min. 10,00 EUR) | 3% of amount (min. 15,00 USD) |
| 10.3.12. | Inspection of account balance | ||
| 10.3.12.1. | commission for inspection of account balance at ATMs in in SEPA countries3 | 0,50 EUR | 0,80 USD |
| 10.3.12.2. | commission for inspection of account balance at ATMs outside SEPA countries3 | 0,80 EUR | 1,00 USD |
| 10.3.13. | Purchases charge | ||
| 10.3.13.1. | purchases charge in SEPA countries3 | 0.15% | 0.15% |
| 10.3.13.2. | purchases charge outside SEPA countries3 | 0.25% of amount (min. 0,20 EUR) | 0.25% of amount (min. 0,30 USD) |
| 10.3.14. | Daily limit | ||
| 10.3.14.1. | daily limit for purchasing | 7 000 EUR | 9 000 USD |
| 10.3.14.2. | daily limit for ATM | 2 800 EUR | 3 500 USD |
| 10.3.15. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.3.16. | Printing of currency type on a payment card | 3,00 EUR | 5,00 USD |
| 10.3.17. | Administration of card's daily limit | 15,00 EUR | 20,00 USD |
| 10.3.18 | Credit agreement fee | 0,25% of amount (min. 0,50 EUR) | 0,25% of amount (min. 0,80 USD) |
| 10.3.19 | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.3.20. | Card sending | ||
| 10.3.20.1. | in the Bank's Customer Service Centre | free of charge | free of charge |
| 10.3.20.2. | fee for card transfer between Customer Service Centers | 10,00 EUR | 12,00 USD |
| 10.3.20.3. | fee for card sent via post within European Union4 | 10,00 EUR + postage expenses | 12,00 USD + postage expenses |
| 10.3.20.4. | fee for card sent via post outside European Union4 | 10,00 EUR + courier fee | 12,00 USD + courier fee |
10.4. Travel insurance
| No. | Services | Price list EUR |
|
10.4.1. |
Standard program |
10,00 EUR/per year |
|
10.4.2. |
Business program |
20,00 EUR/per year |
|
10.4.3. |
Gold program |
30,00 EUR/per year |
|
10.4.4. |
Platinum program |
40,00 EUR/per year |
1 From January 2, 2022, Maestro cards are no longer issued. Maestro cards issued earlier will be valid until their expiry date. If a Maestro card needs to be replaced (renewed, replaced), a MasterCard Debit card will be issued instead.
2 Subject to prior arrangement with the customer regarding the place of receiving the card at AS "Industra Bank" Central Office, the card is made in 4 hours' time.
3 SEPA- Single EURO Payment Area.
4 Fee includes two items: card and PIN code.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.