Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
10. Payment Cards
In force from 05.02.2024.
10.1. MasterCard Debit
| No. | Services | Card in EUR | Card in USD |
| 10.1.1. | Card issue | 50,00 EUR | 60,00 USD |
| 10.1.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.1.3. | Annual Card fee | 60,00 EUR | 80,00 USD |
| 10.1.4. | Additional Card issue | 50,00 EUR | 60,00 USD |
| 10.1.5. | Fee for additional card | 60,00 EUR | 80,00 USD |
| 10.1.6. | Card replacement | 50,00 EUR | 60,00 USD |
| 10.1.6.1. | Card replacement before the expiry date | 50,00 EUR | 60,00 USD |
| 10.1.7. | Interests for account remains | ||
| 10.1.7.1. | Interests for the allowed credit per year | 24% | 24%2 |
| 10.1.7.2. | Interest rate for exceeding of the allowed credit limit per year | 60% | 60%2 |
| 10.1.8. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.1.8.1. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.1.9. | Fee for reviewing of an unjustified complaint | free of charge3 | free of charge3 |
| 10.1.10. | Cash withdrawal | ||
| 10.1.10.1. | cash withdrawal fee in ATMs | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.10.2. | cash withdrawal fee in Industra Bank POS in Latvia | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.10.3. | cash withdrawal fee in other bank POS | 3% (min. 10,00 EUR) | 2% (min. 15,00 USD) |
| 10.1.11. | Inspection of account balance | ||
| 10.1.11.1. | commission for inspection of account balance at ATMs in in SEPA countries4 | 0,50 EUR | 0,80 USD |
| 10.1.11.2. | commission for inspection of account balance at ATMs outside SEPA countries4 | 0,80 EUR | 1,00 USD |
| 10.1.12. | Purchases comission | ||
| 10.1.12.1. | purchases charge in SEPA countries4 | free of charge | free of charge |
| 10.1.12.2. | purchases charge outside SEPA countries4 | 0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.1.13. | Daily limit | ||
| 10.1.13.1. | daily limit for purchasing | 2 500 EUR | 3 500 USD |
| 10.1.13.2. | daily limit for ATM | 1 500 EUR | 1 800 USD |
| 10.1.14. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.1.15. | Printing of currency type on a payment card | 3,00 EUR | 5,00 USD |
| 10.1.16. | Administration of card's daily limit | 15,00 EUR | 20,00 USD |
| 10.1.17. | Credit agreement fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.1.18. | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.1.19. | Card sending | ||
| 10.1.19.1. | fee for transferring the card or changing the method of receipt5 | 25,00 EUR | 40,00 USD |
| 10.1.19.2. | fee for card sent via post within European Union6 | 10,00 EUR + postage expenses | 12,00 USD + postage expenses |
| 10.1.19.3. | fee for card sent via post outside European Union6 | 10,00 EUR + courier fee | 12,00 USD + courier fee |
1 Subject to prior arrangement with the customer regarding the place of receiving the card at Industra Bank Central Office, the card is made in 4 hours' time.
2 Interest is calculated on a negative account balance.
3 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
4 SEPA- the Single EURO Payment Area.
5 The fee is applied from the moment the card is handed over for shipment.
6 Fee includes two items: card and PIN code.
10.2. MasterCard Standard
| No. | Services | Card in EUR | Card in USD |
| 10.2.1. | Card issue | 50,00 EUR | 60,00 USD |
| 10.2.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.2.3. | Annual card fee | 70,00 EUR | 90,00 USD |
| 10.2.4. | Additional card issue | 50,00 EUR | 60,00 USD |
| 10.2.5. | Annual fee for additional card | 70,00 EUR | 90,00 USD |
| 10.2.6. | Card replacement | 50,00 EUR | 60,00 USD |
| 10.2.6.1. | Card replacement before the expiry date | 50,00 EUR | 60,00 USD |
| 10.2.7. | Reports | ||
| 10.2.7.1. | fee for financial report's at the Bank | 25,00 EUR | 35,00 USD |
| 10.2.7.2. | fee for financial report's in the i-bank | free of charge | free of charge |
| 10.2.8. | Fee for reviewing of an unjustified complaint | free of charge4 | free of charge4 |
| 10.2.9. | Interest for balance on card account | ||
| 10.2.9.1. | interests for the allowed credit per year | 24% | 24%5 |
| 10.2.9.2. | interests for exceeding of the allowed credit limit per year | 60% | 60%5 |
| 10.2.10. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.2.10.1. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.2.11. | Cash withdrawal | ||
| 10.2.11.1. | cash withdrawal fee in ATMs | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.11.2. | cash withdrawal fee in Industra Bank POS in Latvia | 3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.11.3. | cash withdrawal fee in other bank POS | 3% (min. 10,00 EUR) | 3% (min. 15,00 USD) |
| 10.2.12. | Inspection of account balance | ||
| 10.2.12.1. | commission for inspection of account balance at ATMs in SEPA countries2 | 0,50 EUR | 0,80 USD |
| 10.2.12.2. | commission for inspection of account balance at ATMs outside SEPA countries2 | 0,80 EUR | 1,00 USD |
| 10.2.13. | Purchases charge | ||
| 10.2.13.1. | purchases charge in SEPA countries2 | free of charge | free of charge |
| 10.2.13.2. | purchases charge outside SEPA countries2 | 0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.2.14. | Daily limit | ||
| 10.2.14.1. | daily limit for purchasing | 4 000 EUR | 5 000 USD |
| 10.2.14.2. | daily limit for ATM | 2 000 EUR | 2 500 USD |
| 10.2.15. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.2.16. | Printing of currency type on a payment card | 3,00 EUR | 5,00 USD |
| 10.2.17. | Administration of card's daily limit | 15,00 EUR | 20,00 USD |
| 10.2.18 | Credit agreement fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.2.19 | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.2.20. | Card sending | ||
| 10.2.20.1. | Fee for transferring the card or changing the method of receipt6 | 25,00 EUR | 40,00 USD |
| 10.2.20.2. | fee for card sent via post within European Union3 | 10,00 EUR + postage expenses | 12,00 USD + postage expenses |
| 10.2.20.3. | fee for card sent via post outside European Union3 | 10,00 EUR + courier fee | 12,00 USD + courier fee |
1 Subject to prior arrangement with the customer regarding the place of receiving the card at Industra Bank Central Office , the card is made in 4 hours' time.
2 SEPA- the Single EURO Payment Area.
3 Fee includes two items: card and PIN code.
4 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
5 Interest is calculated on a negative account balance.
6 The fee is applied from the moment the card is handed over for shipment.
10.3. MasterCard Gold
| No. | Services | Card in EUR | Card in USD |
| 10.3.1. | Card issue | 50,00 EUR | 60,00 USD |
| 10.3.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.3.3. | Annual card fee | 150,00 EUR | 200,00 USD |
| 10.3.4. | Additional card issue | 50,00 EUR | 60,00 USD |
| 10.3.5. | Annual fee for additional card | 150,00 EUR | 200,00 USD |
| 10.3.6. | Card replacement | 50,00 EUR | 60,00 USD |
| 10.3.6.1. | Card replacement before the expiry date | 50,00 EUR | 60,00 USD |
| 10.3.7. | Reports | ||
| 10.3.7.1. | fee for financial report's at the Bank | 25,00 EUR | 35,00 USD |
| 10.3.7.2. | fee for financial report's in the internetbank | free of charge | free of charge |
| 10.3.8. | Fee for reviewing of an unjustified complaint | free of charge4 | free of charge4 |
| 10.3.9. | Interest for balance on card account | ||
| 10.3.9.1. | interest rate for the allowed credit per year | 24% | 24%5 |
| 10.3.9.2. | interest rate for exceeding of the allowed credit limit per year | 60% | 60%5 |
| 10.3.10. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.3.10.1. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.3.11. | Cash withdrawal | ||
| 10.3.11.1. | cash withdrawal fee in ATMs | 3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.11.3. | cash withdrawal fee in Industra Bank POS in Latvia | 3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.11.4. | cash withdrawal fee in other bank POS | 3% of amount (min. 10,00 EUR) | 3% of amount (min. 15,00 USD) |
| 10.3.12. | Inspection of account balance | ||
| 10.3.12.1. | commission for inspection of account balance at ATMs in in SEPA countries2 | 0,50 EUR | 0,80 USD |
| 10.3.12.2. | commission for inspection of account balance at ATMs outside SEPA countries2 | 0,80 EUR | 1,00 USD |
| 10.3.13. | Purchases charge | ||
| 10.3.13.1. | purchases charge in SEPA countries2 | 0.15% | 0.15% |
| 10.3.13.2. | purchases charge outside SEPA countries2 | 0.25% of amount (min. 0,20 EUR) | 0.25% of amount (min. 0,30 USD) |
| 10.3.14. | Daily limit | ||
| 10.3.14.1. | daily limit for purchasing | 7 000 EUR | 9 000 USD |
| 10.3.14.2. | daily limit for ATM | 2 800 EUR | 3 500 USD |
| 10.3.15. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.3.16. | Printing of currency type on a payment card | 3,00 EUR | 5,00 USD |
| 10.3.17. | Administration of card's daily limit | 15,00 EUR | 20,00 USD |
| 10.3.18 | Credit agreement fee | 0,25% of amount (min. 0,50 EUR) | 0,25% of amount (min. 0,80 USD) |
| 10.3.19 | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.3.20. | Card sending | ||
| 10.3.20.1. | Fee for transferring the card or changing the method of receipt6 | 25,00 EUR | 40,00 USD |
| 10.3.20.2. | fee for card sent via post within European Union3 | 10,00 EUR + postage expenses | 12,00 USD + postage expenses |
| 10.3.20.3. | fee for card sent via post outside European Union3 | 10,00 EUR + courier fee | 12,00 USD + courier fee |
| 10.3.21. | Travel insurance (Standard program) | free of charge | free of charge |
| 10.3.22. | Priority Pass7 | 35 EUR per visit per person | 45 USD per visit per person |
| 10.3.23. | Fast Track8 | According to the airport price list | According to the airport price list |
1 Subject to prior arrangement with the customer regarding the place of receiving the card at Industra Bank Central Office, the card is made in 4 hours' time.
2 SEPA- the Single EURO Payment Area.
3 Fee includes two items: card and PIN code.
4 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
5 Interest is calculated on a negative account balance.
6 The fee is applied from the moment the card is handed over for shipment.
7 The service provides access to more than 1500 VIP airport lounges in more than 143 countries.
8 The service provides out-of-line access to security checkpoints at global airports, including Riga, Vilnius, Tallinn, using one user-friendly application.
10.4. Travel insurance
| No. | Services | Price list EUR |
|
10.4.1. |
Standard program |
10,00 EUR/per year |
|
10.4.2. |
Business program |
20,00 EUR/per year |
|
10.4.3. |
Gold program |
30,00 EUR/per year |
|
10.4.4. |
Platinum program |
40,00 EUR/per year |