Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Attention! We are currently seeing high activity by scammers. Do not open suspicious links received in SMS or e-mail and under no circumstances enter your internet bank access or payment card data in such links! Learn how not to get scammed!
1. IBAN - what is it?
IBAN (International Bank Account Number) is literally the international bank account number, i.e. Customer's account number in the financial institution according to the international standard ISO13616.
The necessity to introduce this account number format was due to the European Committee decisions for banking standards (ECBS) in order to quicken the payments processing, as well as to acquire a greater degree of automation and thereby reduce payment processing costs.
In different EU countries the size of the IBAN account number may differ: Latvian IBAN account consists of 21 alphabetic and numeric characters. However there are IBAN account numbers consisting of 16 characters (Belgium) and 34 characters (Malta). Mandatory elements of any IBAN accounts are:
The correctness of the IBAN can be checked using a special calculator on Industra website, or by contacting the account operator.
From January 1, 2007, the IBAN code is the only identifier of the account for the recipient of the credit transfer, who has a bank account with the EU/EEA (European Economic Area) bank, regardless of transferred currency. European banks are entitled to refuse from commencing the credit transfer if the account number does not match the IBAN format, and banks additionally may retain their commission fees when returning the money to the payer.
2. OUR, SHA - what is the difference between these commission options?
According to the SWIFT international standards, the following commission designations are used during the execution of the MT103 Customer's transfer order:
3. Settled payment - what is it?
Settled payment is a payment that meets the following criteria:
According to the Regulation of the European Parliament and Council of December 19, 2001, No. 2560/2001 on "Cross-border EUR payments" the limits are established for resident-banks of EU countries concerning the withholding of the commissions during the execution of international credit transfers in euro: the commission retained by the Bank during the execution of the so-called settled payment must be equal to the commission for a similar payment within the country. Thus, the only case in which a commission from the settled payment may be retained is if the Bank involved in a credit transfer will charge the same commission for payments within the country, and that's rarely happens in practice.
4. STP payment - what is it?
This is the payment, which can be executed by using the Straight Through (Automatic) Processing technology (STP), thereby lowering the costs related to the execution of payment. It is obvious that the main criteria of STP are existence of machine-readable identification codes of the banks participating in the transfer and the IBAN (if any). For the bank customer this means that upon submitting the payment order to the Bank it shall ensure (in respect of beneficiary's Bank, as well as other participants of the transfer, that are deemed by the Customer to be involved in the transfer) the existence of the Bank's full name, address, city, and country. This full information allows the bank employee to search in the international databases when processing the order and to select the code of this participant by unmistakably identifying this participant.
What are the rules for creating a new password?
When creating a new password, you must follow the following principles:
What if I forget the Internet Banking User Code?
Your Internet Banking User Code is provided in an envelope issued by INDUSTRA.
Get a User Code from any INDUSTRA client service center. For a safe environment and a smooth service, please make an appointment in advance by calling INDUSTRA Call Centre: +371 67019393! Remember to take a personal identity document with you.
What if you fail to connect to the Internet Banking?
Make sure that the user code is entered correctly.
When entering a password, you must follow the letter size, uppercase or lowercase.
Make sure that you are using a Latvian or English keyboard, i.e. that the keyboard has not been switched to a foreign language mode with specific symbols.
Make sure you enter the correct SMS code or code from the code calculator.
For your data security, after 5th failed attempt to connect, access to the Internet Banking will be blocked. To unblock it, call INDUSTRA Call center: +371 67019393.
What if I have blocked access to the Internet Banking?
If you mistakenly entered the code 5 times, access to the Internet Banking will be blocked.
To unblock it, call INDUSTRA Call center: +371 67019393.
What if I forget my Internet Banking password?
You can restore your password:
When is access to the Internet Banking blocked?
Access to the Internet Banking is blocked after 5 failed connection attempts. If you want to unblock access to the Internet Banking:
More about Internet Banking security in Internet Banking Security Regulations.
How do I connect to the Internet Banking with SMS authentication?
How long time is given to enter the SMS code?
The SMS code must be entered within 90 seconds.
What should I do if I haven't received the SMS code or the time for entering the SMS code has expired?
To receive a new SMS code, press <Send again> or <Request new verification code>.
What if I lost my phone?
Immediately call INDUSTRA Call Centre: +371 67019393.
To restore access, go to the nearest Client Service Center. For a safe environment and a smooth service, please make an appointment in advance by calling INDUSTRA Call Centre: +371 67019393! Remember to take a personal identity document with you.
Where and how can I connect a new phone number to SMS authentication?
You can connect a new phone to SMS authentication:
How do I connect to the Internet Bank with a code calculator?
User guide for the code calculator DIGIPASS DP 260
What if I forgot my code calculator password?
You can try entering/remembering the PIN of your code calculator for 5 times. After 5 failed login attempts, the code calculator will be blocked and a notification will appear.
If you want to unblock the password:
Where and how can I get a new code calculator?
To get a new code calculator, go to the nearest Client Service Center. For a safe environment and a smooth service, please make an appointment in advance by calling INDUSTRA Call Centre: +371 67019393! Remember to take a personal identity document with you.
What if I lost my code calculator?
Immediately call INDUSTRA Call Centre: +371 67019393.
To get a new code calculator, go to the nearest Client Service Center. For a safe environment and a smooth service, please make an appointment in advance by calling INDUSTRA Call Centre: +371 67019393! Remember to take a personal identity document with you.
How do I create an application in the Internet Bank?
Use application templates:
Write a message of free form:
How do I send a message to the bank?
Write a message of free form:
How do I switch between several Internet Bank clients?
If you are an Internet Bank user for different clients - businesses or individuals, you can easily switch between them by clicking the Client's name, the name in the upper bar of the Internet Banking.
Transaction limits
There are no transaction limits for users, but the client can change them himself/herself:
What are Internet Banking user modes?
The Bank offers the following Internet Banking user modes:
INDUSTRA offers to create a signature system that allows a user to act unilaterally or together with other users. The client also has the option to set additional mode limits for the user:
In order to determine such a limit, the company representative (authorized person) must go to the Client Service Centre or contact his or her transaction manager and submit an application for Internet Banking connection.
For a safe environment and a smooth service, please make an appointment in advance by calling INDUSTRA Call Centre: +371 67019393! Remember to take a personal identity document and power of attorney with you.
Why did I get a message from the bank about updating the client's data, and where can I do it?
To comply with the legislation, we regularly ask our clients to update their information in the client's questionnaire.
What are the security features of Internet Banking?
User code – your user code to connect to the Internet Banking. It consists of numbers, is constant throughout the use of the Internet Banking and is entered each time you enter the Internet Banking.
Password – when connecting to the Internet Banking for the first time, the password issued by the Bank, which is indicated in a closed envelope issued by the Bank, shall be used. The system will then require you to change the password to the password you create, which will only be known to you every time you enter Internet Banking.
When creating a password, the bank's recommendations for creating a password in accordance with the Internet Banking security rules shall be taken into account.
Authentication tool – code calculator DIGIPASS DP260 or SMS authentication
The code calculator DIGIPASS DP260 is a high-level security device that enables a client to identify themselves in the Internet Banking, as well as make payments and other necessary actions.
SMS Authentication – a single-use code sent by text message (SMS).
How do I protect my data?
Take note of the recommendations prepared by the Bank for the safe use of the Internet Banking.
How do I protect my personal devices?
Take note of the recommendations prepared by the Bank for the safe use of the Internet Banking.
How do I verify the authenticity of the Internet Banking?
Take note of the recommendations prepared by the Bank for the safe use of the Internet Banking.