4. Transfers

SHA - The sender pays the commission fee set by Industra Bank. Any possible additional commission fees will be deducted by the intermediary bank and the beneficiary bank from the amount of transfer.        
OUR - The sender pays all the commission fees set by the intermediary bank and the beneficiary bank, so as not to reduce the amount of transfer.
¹ Provided that the customer' s account number in IBAN format is correctly specified in the field "recipient" of the received SWIFT MT 103 mesage.
² Prerequisites for SEPA
- the beneficiary account number must be in IBAN-format;
- the beneficiary bank identification code (SWIFT/BIC) must be indicated;
- the payment is being sent to an EEA⁶ country;
- if the beneficiary bank is not a member of EEA⁶, the transfer is sent to the beneficiary as an international transfer and an appropriate fee is applied;
- the currency of payment is Euro;
- the type of payment is standard;
- the remitter pays the SHA charges (the charges are shared) of his/her own bank only;
- details of the beneficiary bank and of the beneficiary are correct.
³ According to the Appendix Nr.1.
⁴ When making a domestic transfer
⁵ If the third parties’ fee exceeds the amount specified in the price list, the difference shall be paid by the sender
⁶ The EEA (European Economic Area) countries – EU countries (Austria, Belgium, Bulgaria, Czech Republic, Denmark, France, Greece, Estonia, Italia, Ireland, Cyprus, Latvia, Great Britain, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Finland, Spain, Hungary, Germany, Sweden) and Island, Liechtenstein, Norway, Switzerland
⁷ 0.28 EUR, provided that the company-service provider holds a current account with AS "Industra Bank"