In force from 18.09.2023.

10.1. MasterCard Debit/Maestro1

No. Services Card in EUR Card in USD

10.1.1.

Issuance of a card

 

 

10.1.1.1.

Issuance of payment card / additional card in the bank

7,00 EUR

10,00 USD

10.1.1.2

Sending of payment card / additional card by post within Latvia4

3,00 EUR

5,00 USD

10.1.2.

Urgent issuance of a card2

35,00 EUR

50,00 USD

10.1.3.

Monthly fee for a card

1,50 EUR

3,00 USD

10.1.4.

Monthly fee for an additional card

1,50 EUR

3,00 USD

10.1.5.

Card replacement

5,00 EUR

7,00 USD

10.1.5.1.

Card replacement before the expiry date

5,00 EUR

7,00 USD

10.1.6.

Statements

 

 

10.1.6.1.

receiving a statement in the Bank

10,00 EUR

12,00 USD

10.1.6.2.

receiving a statement in the Internet bank

free of charge

free of charge

10.1.7.

Reviewing an unjustified complaint

free of charge6

free of charge6

10.1.8.

Interest on card account balances

 

 

10.1.8.1.

interest on the authorized credit per annum

24%

is not issued

10.1.8.2.

interest on exceeding of the authorized credit limit per annum

60.00%

is not issued

10.1.9.

Overdraft arrangement fee

free of charge

is not issued

10.1.9.1.

Overdraft extension or contract change fee

10,00 EUR

is not issued

10.1.10.

Cash withdrawal

 

 

10.1.10.1.

cash withdrawal from ATMs in SEPA countries3

free up to 400,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR)

2% (min.5,00 USD)

10.1.10.2.

cash withdrawal from ATMs in non-SEPA3 countries

2% of amount (min. 3,00 EUR)

2% of amount (min.5,00 USD)

10.1.10.3.

cash withdrawal at Industra Bank POS terminals in Latvia

2% of amount (min. 7,00 EUR)

2% of amount (min. 10,00 USD)

10.1.10.4.

cash withdrawal at other bank's POS terminals

2% of amount (min. 7,00 EUR)

2% of amount (min.10,00 USD)

10.1.11.

Checking of an account balance

-

 

10.1.11.1.

checking of an account balance at ATMs in SEPA countries3

0,25 EUR

0,40 USD

10.1.11.2.

checking of an account balance at ATMs in non-SEPA countries3

0,50 EUR

0,70 USD

10.1.12.

Purchase fee

 

 

10.1.12.1.

purchase in SEPA countries3

free of charge

free of charge

10.1.12.2.

purchase in non-SEPA countries3

free of charge

0.25%

10.1.13.

Daily spending limit

 

 

10.1.13.1.

daily spending limit in shops

2 500 EUR

3 500 USD

10.1.13.2.

daily spending limit in ATMs

1 500 EUR

1800 USD

10.1.14.

Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 

3%

3%

10.1.15.

Printing of the account currency code on a payment card

3,00 EUR

5,00 USD

10.1.16.

Receiving/ delivering the card

 

 

10.1.16.1.

for card transfer between Customer Service Centers

5,00 EUR

7,00 USD

10.1.16.2.

delivering the card by post outside Latvia

3,00 EUR  +  actual costs

5,00 USD + actual costs

10.1.17.

Administration of the card's daily spending limit5

7,00 EUR

10,00USD

10.1.18.

Credit transaction fee

0,15% of amount (min. 0,10 EUR)

0,15% of amount (min. 0,15 USD)

1 From January 2, 2022, Maestro cards are no longer issued. Maestro cards issued earlier will be valid until their expiry date. If a Maestro card needs to be replaced (renewed, replaced), a MasterCard Debit card will be issued instead.
2 Upon agreeing with the customer on the place of receiving the card in Industra Bank, the card shall be made within 4 hours.
3 SEPA - the Single Euro Payment Area.
4 The fee covers the two consignments within Latvia: the card and PIN code.
5 Free of charge, changing the limit independently in the internet bank.
6 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
 

10.2. MasterCard Standard

No. Services Card in EUR Card in USD

10.2.1.

Issuance of a card

5,00 EUR

7,00 USD

10.2.1.1.

Issuance of payment card / additional card in the bank

7,00 EUR

10,00 USD

10.2.1.2

Sending of payment card / additional card by post within Latvia3

3,00 EUR

5,00 USD

10.2.2.

Urgent issuance of a card1

35,00 EUR

50,00 USD

10.2.3.

Monthly card fee

2,00 EUR

3,00 USD

10.2.4.

Monthly fee for an additional card

2,00 EUR

3,00 USD

10.2.5.

Card replacement

7,00 EUR

10,00 USD

10.2.5.1.

Card replacement before the expiry date

7,00 EUR

10,00 USD

10.2.6.

Statements

 

 

10.2.6.1.

receiving a statement in the bank

10,00 EUR

12,00 USD

10.2.6.2.

receiving a statement in the internet bank

free of charge

free of charge

10.2.7.

Reviewing an unjustified complaint

free of charge5

free of charge5

10.2.8.

Interest on account balances

 

 

10.2.8.1.

interest on the authorized credit per annum

24%

is not issued

10.2.8.2.

interest on exceeding the authorized credit limit per annum

60%

is not issued

10.2.9.

Overdraft arrangement fee

free of charge

is not issued

10.2.9.1.

Overdraft extension or contract change fee

10,00 EUR

is not issued

10.2.10.

Cash withdrawal

 

 

10.2.10.1.

cash withdrawal from ATMs in SEPA countries2

free up to 600,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR)

2% of amount (min. 5,00 USD)

10.2.10.2.

cash withdrawal from ATMs in non-SEPA2 countries

2% of amount (min. 3,00 EUR)

2% of amount (min. 5,00 USD)

10.2.10.3.

cash withdrawal at Industra Bank POS-terminals in Latvia

2% of amount (min. 7,00 EUR)

2% of amount (min. 10,00 USD)

10.2.10.4.

cash withdrawal at other bank's POS-terminals

2% of amount (min. 7,00 EUR)

2% of amount (min.10,00 USD)

10.2.11.

Checking of an account balance

 

 

10.2.11.1

checking of an account balance at ATMs in SEPA countries2

0,25 EUR

0,40 USD

10.2.11.2.

checking of an account balance at ATMs in non-SEPA countries2

0,50 EUR

0,70 USD

10.2.12.

Purchase fee

 

 

10.2.12.1.

purchase in SEPA countries2

free of charge

free of charge

10.2.12.2.

purchase in non-SEPA countries2

free of charge

0.25% of amount (min. 0,20 USD)

10.2.13.

Daily spending limit

 

 

10.2.13.1.

daily spending limit in shops

4 000 EUR

5000 USD

10.2.13.2.

daily spending limit in ATMs

2 000 EUR

2500 USD

10.2.14.

Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 

3%

3%

10.2.15.

Printing of the account currency code on a payment card

3,00 EUR

5,00 USD

10.2.16.

Receiving/ delivering the card

 

 

10.2.16.1.

fee for card transfer between Customer Service Centers

5,00 EUR

7,00 USD

10.2.16.2.

delivering the card by post outside Latvia

3,00 EUR  +  actual costs

5,00 USD + actual costs

10.2.17.

Administration of the card's daily spending limit4

7,00 EUR

10,00USD

10.2.18.

Credit transaction fee

0.15% of amount (min. 0,10 EUR)

0.15% of amount (min. 0,15 USD)

Upon agreeing with the customer on the place of receiving the card in Industra Bank, the card shall be made within 4 hours.
2 SEPA - the Single Euro Payment Area.
3 The fee covers the two consignments within Latvia: the card and PIN code.
4 Free of charge, changing the limit independently in the internet bank.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.

10.3. MasterCard Gold

No. Services Card in EUR Card in USD

10.3.1.

Issuance of a card

10,00 EUR

15,00 USD

10.3.1.1.

Issuance of payment card / additional card in the bank

7,00 EUR

10,00 USD

10.3.1.2

Sending of payment card / additional card by post within Latvia3

3,00 EUR

5,00 USD

10.3.2.

Urgent issuance of a card1

35,00 EUR

50,00 USD

10.3.3.

Monthly card fee

3,50 EUR

5,00 USD

10.3.4.

Monthly fee for an additional card

3,50 EUR

5,00 USD

10.3.5.

Card replacement

12,00 EUR

15,00 USD

10.3.5.1.

Card replacement before the expiry date

12,00 EUR

15,00 USD

10.3.6.

Statements

 

 

10.3.6.1.

receiving a statement in the Bank

10,00 EUR

12,00 USD

10.3.6.2.

receiving a statement in the Internet bank

free of charge

free of charge

10.3.7.

Reviewing an unjustified complaint

free of charge5

free of charge5

10.3.8.

Interest on account balances

 

 

10.3.8.1.

interest on the authorized credit per annum

24%

is not issued

10.3.8.2.

interest on exceeding of the authorized credit limit per annum

60%

is not issued

10.3.9.

Overdraft arrangement fee

free of charge

is not issued

10.3.9.1.

Overdraft extension or contract change fee

10,00 EUR

is not issued

10.3.10.

Cash withdrawal

 

 

10.3.10.1.

cash withdrawal from ATMs in SEPA countries2

free up to 1000,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR)

2% of amount (min. 5,00 USD)

10.3.10.2.

cash withdrawal from ATMs in non-SEPA2 countries

2% of amount (min. 3,00 EUR)

2% of amount (min. 5,00 USD)

10.3.10.3.

cash withdrawal at Industra Bank POS terminals in Latvia

2% of amount (min. 7,00 EUR)

2% of amount (min. 10,00 USD)

10.3.10.4.

cash withdrawal at other bank's POS terminals

2% of amount (min. 7,00 EUR)

2% of amount (min. 10,00 USD)

10.3.11.

Checking of an account balance

 

 

10.3.11.1.

checking of an account balance at ATMs in SEPA countries2

0,25 EUR

0,40 USD

10.3.11.2.

checking of an account balance at ATMs in non-SEPA countries2

0,50 EUR

0,70 USD

10.3.12.

Purchase fee

 

 

10.3.12.1

purchase in SEPA countries2

free of charge

free of charge

10.3.12.2

purchase in non-SEPA countries2

free of charge

0.25%

10.3.13.

Daily spending limit

 

 

10.3.13.1.

daily spending limit in shops

7 000 EUR

9 000 USD

10.3.13.2.

daily spending limit in ATMs

2 800 EUR

3 500 USD

10.3.14.

Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency

3%

3%

10.3.15.

Printing of the account currency code on a payment card

3,00 EUR

5,00 USD

10.3.16.

Receiving/ delivering the card

 

 

10.3.16.1.

fee for card transfer between Customer Service Centers

5,00 EUR

7,00 USD

10.3.16.2.

delivering the card by post outside Latvia

3,00 EUR  +  actual costs

5,00 USD + actual costs

10.3.17.

Administration of the card's daily spending limit4

7,00 EUR

10,00USD

10.3.18.

Credit transaction fee

0,15% of amount (min. 0,10 EUR)

0,15% of amount (min. 0,15 USD)

1 Upon agreeing with the customer on the place of receiving the card in Industra Bank, the card shall be made within 4 hours.
2 SEPA -the Single Euro Payment Area.
3 The fee covers the two consignments within Latvia: the card and PIN code.
4 Free of charge, changing the limit independently in the internet bank.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.

10.4. Travel insurance

No. Services Price list EUR

10.4.1.

Standard program

10,00 EUR/per year

10.4.2.

Business program

20,00 EUR/per year

10.4.3.

Gold program

30,00 EUR/per year

10.4.4.

Platinum program

40,00 EUR/per year

 

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