Taking care of our own and other people's health, we urge our clients to use the bank’s services remotely.

In force from 01.07.2020.

MasterCard Standard

No. Services Card in EUR Card in USD
7.1. MasterCard Standard - -
7.1.1. Issuance of a card 5,00 EUR 7,00 USD
7.1.2. Urgent issuance of a card1 30,00 EUR 40,00 USD
7.1.3. Monthly card fee 2,00 EUR 3,00 USD
7.1.4. Issuance of an additional card 5,00 EUR 7,00 USD
7.1.5. Monthly fee for additional card 2,00 EUR 3,00 USD
7.1.6. Card replacement 5,00 EUR 7,00 USD
7.1.7. Statements - -
7.1.7.1. receiving a statement in the bank 10,00 EUR 12,00 USD
7.1.7.2. receiving a statement in the internet banking free of charge free of charge
7.1.8. Reviewing an unjustified complaint 25,00 EUR 35,00 USD
7.1.9. Interests on account balances - -
7.1.9.1. interest on the authorised credit per annum 24%  24% 
7.1.9.2. interest on exceeding the authorised credit limit per annum 60%  60% 
7.1.10. Overdraft arrangement fee 10,00 EUR 12,00 USD
7.1.11. Cash withdrawal  - -
7.1.11.1. cash withdrawal from ATMs 2% (min. 3,00 EUR) 2% (min. 5,00 USD)
7.1.11.2. cash withdrawal at AS "Industra Bank" POS-terminals in Latvia 2% (min. 7,00EUR) 2% (min. 10,00 USD)
7.1.11.3. cash withdrawal at other bank's POS-terminals  2% (min. 7,00 EUR) 2% (min.10,00 USD)
7.1.12. Checking of an account balance - -
7.1.12.1. checking of an account balance at ATMs in SEPA countries2 0,25 EUR 0,40 USD
7.1.12.2. checking of an account balance at ATMs in non-SEPA countries 0,50 EUR 0,70 USD
7.1.13. Purchase fee - -
7.1.13.1. purchase in SEPA countries2 free of charge free of charge
7.1.13.2. purchase in non-SEPA countries free of charge 0.25% (min. 0,20 USD)
7.1.14. Daily spending limit - -
7.1.14.1. daily spending limit in shops 4 000 EUR 5 000 USD
7.1.14.2. daily spending limit in ATMs 2 000 EUR 2 500 USD
7.1.15. Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 3% 3%
7.1.16. Printing of the account currency code on a payment card 3,00 EUR 5,00 USD
7.1.17. Receiving/ delivering the card - -
7.1.17.1. in the Bank's branch or Customer Service Centre free of charge free of charge
7.1.17.2. delivering the card by post in Latvia3 4,00 EUR 5,00 USD
7.1.17.3. delivering the card by post outside Latvia3 per individual rate per individual rate
7.1.18. Administration of the card's daily spending limit 7,00 EUR 10,00USD
7.1.19. Credit transaction fee 0.15% (min. 0,10 EUR) 0.15% (min. 0,15 USD)

MasterCard Standard (Salary Card)

No. Services Card in EUR
7.1. Salary card MasterCard Standard -
7.1.1. Issuance of a card  3,00 EUR
7.1.2. Urgent issuance of a card1 30,00 EUR
7.1.3. Monthly card fee 1,20 EUR
7.1.4. Issuance of an additional card  3,00 EUR
7.1.5. Monthly fee for an additional card 1,20 EUR
7.1.6. Card replacement 3,00 EUR
7.1.7. Statements -
7.1.7.1. receiving a statement in the bank 10,00 EUR
7.1.7.2. receiving a statement in the internet banking free of charge
7.1.8. Reviewing an unjustified complaint 25,00 EUR
7.1.9. Interest on account balances -
7.1.9.1. interest on the authorised credit per annum 24% 
7.1.9.2. interest on exceeding of the authorised credit limit per annum 60% 
7.1.10. Overdraft arrangement fee 10,00 EUR
7.1.11. Cash withdrawal  -
7.1.11.1. cash withdrawal from ATMs in SEPA countries2 2 times a month - free of charge, starting from 3rd time - 2% (min. 3,00 EUR)
7.1.11.2. cash withdrawal from ATMs in non-SEPA countries 2% (min. 3,00 EUR)
7.1.11.3. cash withdrawal at AS "Industra Bank" POS terminals in Latvia 2% (min. 7,00 EUR)
7.1.11.4. cash withdrawal at other bank's POS terminals 2% (min. 7,00 EUR)
7.1.12. Checking of an account balance -
7.1.12.1. checking of an account balance in SEPA countries2 0,25 EUR
7.1.12.2. checking of an account balance at ATMs in non-SEPA countries 0,50 EUR
7.1.13. Purchase  fee free of charge
7.1.14. Daily spending limit -
7.1.14.1. daily spending limit in shops 4 000 EUR
7.1.14.2. daily spending limit in ATMs 2 000 EUR
7.1.15. Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 3%
7.1.16. Printing of the account currency code on a payment card 3,00 EUR
7.1.17. Receiving/ delivering the card -
7.1.17.1. in the Bank's branch or Customer Service Centre free of charge
7.1.17.2. delivering the card by post in Latvia3 4,00 EUR
7.1.17.3. delivering the card by post outside Latvia3 per individual tariff
7.1.18. Administration of the card's daily spending limit 7,00 EUR
7.1.19. Credit transaction fee 0.15% (min. 0,10 EUR)

MasterCard Gold

No. Services Card in EUR Card in USD
7.1. MasterCard Gold    
7.1.1. Issuance of a card 10,00 EUR 15,00 USD
7.1.2. Urgent issuance of a card1 30,00 EUR 40,00 USD
7.1.3. Monthly card fee 3,50 EUR 5,00 USD
7.1.4. Issuance of an additional card  10,00 EUR 15,00 USD
7.1.5. Monthly fee for an additional card 3,50 EUR 5,00 USD
7.1.6. Card replacement 10,00 EUR 15,00 USD
7.1.7. Statements - -
7.1.7.1. receiving a statement in the Bank 10,00 EUR 12,00 USD
7.1.7.2. receiving a statement in the Internet banking free of charge free of charge
7.1.8. Reviewing an unjustified complaint 25,00 EUR 35,00 USD
7.1.9. Interest on account balances - -
7.1.9.1. interest on the authorised credit per annum 24% 24%
7.1.9.2. interest on exceeding of the authorised credit limit per annum 60%  60% 
7.1.10. Overdraft arrangement fee 10,00 EUR 12,00 USD
7.1.11. Cash withdrawal  - -
7.1.11.1. cash withdrawal from ATMs 2% (min. 3,00 EUR) 2% (min. 5,00 USD)
7.1.11.2. cash withdrawal at AS "Industra Bank" POS terminals in Latvia 2% (min. 7,00 EUR) 2% (min. 10,00 USD)
7.1.11.3. cash withdrawal at other bank's POS terminals 2% (min. 7,00 EUR) 2% (min. 10,00 USD)
7.1.12. Checking of an account balance - -
7.1.12.1. checking of an account balance at ATMs in SEPA countries3 0,25 EUR 0,40 USD
7.1.12.2. checking of an account balance at ATMs in non-SEPA countries 0,50 EUR 0,70 USD
7.1.13. Purchases fee - -
7.1.13.1. purchase in SEPA countries2 free of charge free of charge
7.1.13.2. purchase in non-SEPA countries free of charge 0.25%
7.1.14. Daily spending limit - -
7.1.14.1. daily spending limit in shops 7 000 EUR 9 000 USD
7.1.14.2. daily spending limit in ATMs 2 800 EUR 3 500 USD
7.1.15. Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 3% 3%
7.1.16. Printing of the account currency code on a payment card 3,00 EUR 5,00 USD
7.1.17. Receiving/ delivering the card - -
7.1.17.1. in the Bank's branch or Customer Service Centre free of charge free of charge
7.1.17.2. delivering the card by post in Latvia3 4,00 EUR 5,00 USD
7.1.17.3. delivering the card by post outside Latvia3 per individual tariff per individual tariff
7.1.18. Administration of the card's daily spending limit 7,00 EUR 10,00 USD
7.1.19. Credit transaction fee 0.15% (min. 0,10 EUR) 0.15% (min. 0,15 USD)

Maestro

No. Services Card in EUR Card in USD
7.1. Debit card Maestro - -
7.1.1. Issuance of a card  3,00 EUR 4,00 USD
7.1.2. Urgent issuance of a card1 30,00 EUR 40,00 USD
7.1.3. Monthly card fee 1,20 EUR 1,50 USD
7.1.4. Issuance of an additional card 3,00 EUR 4,00 USD
7.1.5. Monthly fee for an additional card 1,20 EUR 1,50 USD
7.1.6. Card replacement 3,00 EUR 4,00 USD
7.1.7. Statements - -
7.1.7.1. receiving a statement in the Bank 10,00 EUR 12,00 USD
7.1.7.2. receiving a statement in the Internet banking free of charge free of charge
7.1.8. Reviewing an unjustified complaint 25,00 EUR 35,00 USD
7.1.9. Interest on card account balances - -
7.1.9.1. interest on the authorised credit per annum 24%  24% 
7.1.9.2. interest on exceeding of the authorised credit limit per annum 60% 60%
7.1.10. Overdraft arrangement fee 10,00 EUR 12,00 USD
7.1.11. Cash withdrawal  - -
7.1.11.1. cash withdrawal from ATMs in SEPA countries2 2 times a month - free of charge, starting from 3rd time - 2% (min. 3,00 EUR) 2 times a month - free of charge, starting from 3rd time - 2% (min. 5,00 USD)
7.1.11.2. cash withdrawal from ATMs in non-SEPA countries 2% (min. 3,00 EUR) 2% (min. 5,00 USD)
7.1.11.3. cash withdrawal at AS "Industra Bank" POS terminals in Latvia 2% (min. 7,00 EUR) 2% (min. 10,00 USD)
7.1.11.4. cash withdrawal at other bank's POS terminals 2% (min. 7,00 EUR) 2% (min.10,00 USD)
7.1.12. Checking of an account balance - -
7.1.12.1. checking of an account balance at ATMs in SEPA countries2 0,25 EUR 0,40 USD
7.1.12.2. checking of an account balance at ATMs in non-SEPA countries 0,50 EUR 0,70 USD
7.1.13. Purchase fee - -
7.1.13.1. purchase in SEPA countries3 free of charge free of charge
7.1.13.2. purchase in non-SEPA countries free of charge 0,25%
7.1.14. Daily spending  limit - -
7.1.14.1. daily spending limit in shops 2 500 EUR 3 500 USD
7.1.14.2. daily spending limit in ATMs 1 500 EUR 1 800 USD
7.1.15. Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 3% 3%
7.1.16. Printing of the account currency code on a payment card 3,00 EUR 5,00 USD
7.1.17. Receiving/ delivering the card - -
7.1.17.1. in the Bank's branch or Customer Service Centre free of charge free of charge
7.1.17.2. delivering the card by post within Latvia3 4,00 EUR 5,00 USD
7.1.17.3. delivering the card by post outside Latvia3 per individual tariff per individual tariff
7.1.18. Administration of the card's daily spending limit 7,00 EUR 10,00 USD
7.1.19. Credit transaction fee 0.15% (min. 0,10 EUR) 0.15% (min. 0,15 USD)

Maestro (Salary Card)

No. Services Card in EUR
7.1. Salary debit card Maestro -
7.1.1. Issuance of a card  3,00 EUR
7.1.2. Urgent issuance of a card1 30,00 EUR
7.1.3. Monthly card fee 1,00 EUR
7.1.4. Issuance of an additional card  3,00 EUR
7.1.5. Monthly fee for an additional card 1,00EUR
7.1.6. Card replacement 3,00 EUR
7.1.7. Reviewing an unjustified complaint 25,00  EUR
7.1.8. Interest on account balances -
7.1.8.1. interest on the authorised credit per annum 24%
7.1.8.2. interest on exceeding of the authorised credit limit per annum 60%
7.1.9. Overdraft arrangement fee 10,00 EUR
7.1.10. Cash withdrawal  -
7.1.10.1. cash withdrawal from ATMs in SEPA countries2 2 times a month - free of charge, starting from 3rd time - 2% (min. 3,00 EUR)
7.1.10.2. cash withdrawal from ATMs in non-SEPA countries 2% (min. 3,00 EUR)
7.1.10.3. cash withdrawal at AS "Industra Bank" POS terminals in Latvia 2% (min. 7,00 EUR)
7.1.10.4. cash withdrawal at other bank's POS terminals 2% (min. 7,00 EUR)
7.1.11. Checking of an account balance -
7.1.11.1. checking of an account balance at ATMs in SEPA countries2 0,25 EUR
7.1.11.2. checking of an account balance in non-SEPA countries 0,50 EUR
7.1.12. Purchases fee free of  charge
7.1.13. Daily spending limit -
7.1.13.1. daily spending limit in shops 2 500 EUR
7.1.13.2. daily spending limit in ATMs 1 500 EUR
7.1.14. Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency 3%
7.1.15. Printing of the account currency code on a payment card 3,00 EUR
7.1.16. Receiving/ delivering the card -
7.1.16.1. in the Bank's branch or Customer Service Centre free of  charge
7.1.16.2. delivering the card by post within Latvia3 4,00 EUR
7.1.16.3. delivering the card by post outside Latvia3 per individual tariff
7.1.17. Administration of the card's daily spending limit 7,00 EUR
7.1.18. Credit transaction fee 0.15% (min. 0,10 EUR)

1 Upon agreeing with the customer on the place of receiving the card in AS "Industra Bank", the card shall be made within 4 hours.
2 SEPA - the Single Euro Payment Area.        
3The fee covers the two consignments: the card and PIN code.      

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