Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
9. Payment Cards
In force from 05.02.2024.
9.1. MasterCard Debit
| No. | Services | Card in EUR | Card in USD |
|
9.1.1. |
Issuance of a card |
|
|
|
9.1.1.1. |
Issuance of payment card / additional card in the bank |
10,00 EUR |
15,00 USD |
|
9.1.1.2 |
Sending of payment card / additional card by post within Latvia1 |
3,00 EUR |
5,00 USD |
|
9.1.2. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.1.3. |
Monthly fee for a card |
1,75 EUR |
4,00 USD |
|
9.1.4. |
Monthly fee for an additional card |
1,75 EUR |
4,00 USD |
|
9.1.5. |
Card replacement |
5,00 EUR |
7,00 USD |
|
9.1.5.1. |
Card replacement before the expiry date |
5,00 EUR |
7,00 USD |
|
9.1.6. |
Statements |
|
|
|
9.1.6.1. |
receiving a statement in the Bank |
10,00 EUR |
12,00 USD |
|
9.1.6.2. |
receiving a statement in the Internet bank |
free of charge |
free of charge |
|
9.1.7. |
Reviewing an unjustified complaint |
free of charge3 |
free of charge3 |
|
9.1.8. |
Interest on the use of the credit limit |
|
|
|
9.1.8.1. |
interest on the authorized credit per annum |
24% |
24%4 |
|
9.1.8.2. |
interest on exceeding of the authorized credit limit per annum |
60% |
60%4 |
|
9.1.9. |
Overdraft arrangement fee |
free of charge |
is not issued |
|
9.1.9.1. |
Overdraft extension or contract change fee |
10,00 EUR |
is not issued |
|
9.1.10. |
Cash withdrawal |
|
|
|
9.1.10.1. |
cash withdrawal from ATMs in SEPA countries5 |
free up to 400,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% (min.5,00 USD) |
|
9.1.10.2. |
cash withdrawal from ATMs in non-SEPA countries5 |
2% of amount (min. 3,00 EUR) |
2% of amount (min.5,00 USD) |
|
9.1.10.3. |
cash withdrawal at Industra Bank POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.1.10.4. |
cash withdrawal at other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min.10,00 USD) |
|
9.1.11. |
Checking of an account balance |
- |
|
|
9.1.11.1. |
checking of an account balance at ATMs in SEPA countries5 |
0,25 EUR |
0,40 USD |
|
9.1.11.2. |
checking of an account balance at ATMs in non-SEPA countries5 |
0,50 EUR |
0,70 USD |
|
9.1.12. |
Purchase fee |
|
|
|
9.1.12.1. |
purchase in SEPA countries5 |
free of charge |
free of charge |
|
9.1.12.2. |
purchase in non-SEPA countries5 |
free of charge |
0.25% |
|
9.1.13. |
Daily spending limit |
|
|
|
9.1.13.1. |
daily spending limit in shops |
2 500 EUR |
3 500 USD |
|
9.1.13.2. |
daily spending limit in ATMs |
1 500 EUR |
1800 USD |
|
9.1.14. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
9.1.15. |
Printing of the account currency code on a payment card |
3,00 EUR |
5,00 USD |
|
9.1.16. |
Receiving/ delivering the card |
|
|
|
9.1.16.1. |
Fee for transferring the card or changing the method of receipt6 |
10,00 EUR |
15,00 USD |
|
9.1.16.2. |
delivering the card by post outside Latvia |
3,00 EUR + actual costs |
5,00 USD + actual costs |
|
9.1.17. |
Administration of the card's daily spending limit7 |
10,00 EUR |
15,00USD |
|
9.1.18. |
Credit transaction fee |
0,15% of amount (min. 0,10 EUR) |
0,15% of amount (min. 0,15 USD) |
1 The fee covers the two consignments within Latvia: the card and PIN code.
2 Upon agreeing with the customer on the place of receiving the card in Industra Bank, the card shall be made within 4 hours.
3 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
4 Interest is calculated on a negative account balance.
5 SEPA - the Single Euro Payment Area.
6 The fee is applied from the moment the card is handed over for shipment.
7 Free of charge, changing the limit independently in the internet bank.
9.2. MasterCard Standard
| No. | Services | Card in EUR | Card in USD |
|
9.2.1. |
Issuance of a card |
|
|
|
9.2.1.1. |
Issuance of payment card / additional card in the bank |
10,00 EUR |
15,00 USD |
|
9.2.1.2 |
Sending of payment card / additional card by post within Latvia3 |
3,00 EUR |
5,00 USD |
|
9.2.2. |
Urgent issuance of a card1 |
35,00 EUR |
50,00 USD |
|
9.2.3. |
Monthly card fee |
2,50 EUR |
5,00 USD |
|
9.2.4. |
Monthly fee for an additional card |
2,50 EUR |
5,00 USD |
|
9.2.5. |
Card replacement |
7,00 EUR |
10,00 USD |
|
9.2.5.1. |
Card replacement before the expiry date |
7,00 EUR |
10,00 USD |
|
9.2.6. |
Statements |
|
|
|
9.2.6.1. |
receiving a statement in the bank |
10,00 EUR |
12,00 USD |
|
9.2.6.2. |
receiving a statement in the internet bank |
free of charge |
free of charge |
|
9.2.7. |
Reviewing an unjustified complaint |
free of charge5 |
free of charge5 |
|
9.2.8. |
Interest on the use of the credit limit |
|
|
|
9.2.8.1. |
interest on the authorized credit per annum |
24% |
24%6 |
|
9.2.8.2. |
interest on exceeding the authorized credit limit per annum |
60% |
60%6 |
|
9.2.9. |
Overdraft arrangement fee |
free of charge |
is not issued |
|
9.2.9.1. |
Overdraft extension or contract change fee |
10,00 EUR |
is not issued |
|
9.2.10. |
Cash withdrawal |
|
|
|
9.2.10.1. |
cash withdrawal from ATMs in SEPA countries2 |
free up to 600,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
| 9.2.10.2. |
cash withdrawal from ATMs in non-SEPA2 countries |
2% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.2.10.3. |
cash withdrawal at Industra Bank POS-terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.2.10.4. |
cash withdrawal at other bank's POS-terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min.10,00 USD) |
|
9.2.11. |
Checking of an account balance |
|
|
|
9.2.11.1 |
checking of an account balance at ATMs in SEPA countries2 |
0,25 EUR |
0,40 USD |
|
9.2.11.2. |
checking of an account balance at ATMs in non-SEPA countries2 |
0,50 EUR |
0,70 USD |
|
9.2.12. |
Purchase fee |
|
|
|
9.2.12.1. |
purchase in SEPA countries2 |
free of charge |
free of charge |
|
9.2.12.2. |
purchase in non-SEPA countries2 |
free of charge |
0.25% of amount (min. 0,20 USD) |
|
9.2.13. |
Daily spending limit |
|
|
|
9.2.13.1. |
daily spending limit in shops |
4 000 EUR |
5000 USD |
|
9.2.13.2. |
daily spending limit in ATMs |
2 000 EUR |
2500 USD |
| 9.2.14. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
9.2.15. |
Printing of the account currency code on a payment card |
3,00 EUR |
5,00 USD |
|
9.2.16. |
Receiving/ delivering the card |
|
|
|
9.2.16.1. |
Fee for transferring the card or changing the method of receipt7 |
10,00 EUR |
15,00 USD |
|
9.2.16.2. |
delivering the card by post outside Latvia |
3,00 EUR + actual costs |
5,00 USD + actual costs |
|
9.2.17. |
Administration of the card's daily spending limit4 |
10,00 EUR |
15,00USD |
|
9.2.18. |
Credit transaction fee |
0.15% of amount (min. 0,10 EUR) |
0.15% of amount (min. 0,15 USD) |
1 Upon agreeing with the customer on the place of receiving the card in Industra Bank, the card shall be made within 4 hours.
2 SEPA - the Single Euro Payment Area.
3 The fee covers the two consignments within Latvia: the card and PIN code.
4 Free of charge, changing the limit independently in the internet bank.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
6 Interest is calculated on a negative account balance.
7 The fee is applied from the moment the card is handed over for shipment.
9.3. MasterCard Gold
| No. | Services | Card in EUR | Card in USD |
|
9.3.1. |
Issuance of a card |
|
|
|
9.3.1.1. |
Issuance of payment card / additional card in the bank |
10,00 EUR |
15,00 USD |
|
9.3.1.2 |
Sending of payment card / additional card by post within Latvia3 |
3,00 EUR |
5,00 USD |
|
9.3.2. |
Urgent issuance of a card1 |
35,00 EUR |
50,00 USD |
|
9.3.3. |
Monthly card fee |
5,00 EUR |
10,00 USD |
|
9.3.4. |
Monthly fee for an additional card |
5,00 EUR |
10,00 USD |
|
9.3.5. |
Card replacement |
12,00 EUR |
15,00 USD |
|
9.3.5.1. |
Card replacement before the expiry date |
12,00 EUR |
15,00 USD |
|
9.3.6. |
Statements |
|
|
|
9.3.6.1. |
receiving a statement in the Bank |
10,00 EUR |
12,00 USD |
|
9.3.6.2. |
receiving a statement in the Internet bank |
free of charge |
free of charge |
|
9.3.7. |
Reviewing an unjustified complaint |
free of charge5 |
free of charge5 |
|
9.3.8. |
Interest on the use of the credit limit |
|
|
|
9.3.8.1. |
interest on the authorized credit per annum |
24% |
24%6 |
|
9.3.8.2. |
interest on exceeding of the authorized credit limit per annum |
60% |
60%6 |
|
9.3.9. |
Overdraft arrangement fee |
free of charge |
is not issued |
|
9.3.9.1. |
Overdraft extension or contract change fee |
10,00 EUR |
is not issued |
|
9.3.10. |
Cash withdrawal |
|
|
|
9.3.10.1. |
cash withdrawal from ATMs in SEPA countries2 |
free up to 1000,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.3.10.2. |
cash withdrawal from ATMs in non-SEPA2 countries |
2% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.3.10.3. |
cash withdrawal at Industra Bank POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.3.10.4. |
cash withdrawal at other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.3.11. |
Checking of an account balance |
|
|
|
9.3.11.1. |
checking of an account balance at ATMs in SEPA countries2 |
0,25 EUR |
0,40 USD |
|
9.3.11.2. |
checking of an account balance at ATMs in non-SEPA countries2 |
0,50 EUR |
0,70 USD |
|
9.3.12. |
Purchase fee |
|
|
|
9.3.12.1 |
purchase in SEPA countries2 |
free of charge |
free of charge |
|
9.3.12.2 |
purchase in non-SEPA countries2 |
free of charge |
0.25% |
|
9.3.13. |
Daily spending limit |
|
|
|
9.3.13.1. |
daily spending limit in shops |
7 000 EUR |
9 000 USD |
|
9.3.13.2. |
daily spending limit in ATMs |
2 800 EUR |
3 500 USD |
|
9.3.14. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
9.3.15. |
Printing of the account currency code on a payment card |
3,00 EUR |
5,00 USD |
|
9.3.16. |
Receiving/ delivering the card |
|
|
|
9.3.16.1. |
Fee for transferring the card or changing the method of receipt7 |
10,00 EUR |
15,00 USD |
|
9.3.16.2. |
delivering the card by post outside Latvia |
3,00 EUR + actual costs |
5,00 USD + actual costs |
|
9.3.17. |
Administration of the card's daily spending limit4 |
10,00 EUR |
15,00USD |
|
9.3.18. |
Credit transaction fee |
0,15% of amount (min. 0,10 EUR) |
0,15% of amount (min. 0,15 USD) |
| 9.3.19. | Travel insurance (Standard program) | free of charge | free of charge |
| 9.3.20. | Priority Pass8 | 35 EUR per visit per person | 45 USD per visit per person |
| 9.3.21. | Fast Track9 | According to the airport price list | According to the airport price list |
1 Upon agreeing with the customer on the place of receiving the card in Industra Bank, the card shall be made within 4 hours.
2 SEPA -the Single Euro Payment Area.
3 The fee covers the two consignments within Latvia: the card and PIN code.
4 Free of charge, changing the limit independently in the internet bank.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
6 Interest is calculated on a negative account balance.
7 The fee is applied from the moment the card is handed over for shipment.
8 The service provides access to more than 1500 VIP airport lounges in more than 143 countries.
9 The service provides out-of-line access to security checkpoints at global airports, including Riga, Vilnius, Tallinn, using one user-friendly application.
9.4. Travel insurance
| No. | Services | Price list EUR |
|
9.4.1. |
Standard program |
10,00 EUR/per year |
|
9.4.2. |
Business program |
20,00 EUR/per year |
|
9.4.3. |
Gold program |
30,00 EUR/per year |
|
9.4.4. |
Platinum program |
40,00 EUR/per year |