About the payments to Russia and Belarus.
Considering the international sanctions imposed in connection with the Russian government's invasion of Ukraine, please note that further transfers to and from Russia and Belarus may be delayed or not possible. 
Please also note that due to additional monitoring, the processing of any payment may take longer than usual, and the bank may charge an additional fee for checking payments in accordance with the Price List (in connection with ML/TF/PF risk and sanctions risk management - fee for additional due diligence/ compliance check of the customer/ activity/ transaction / payment partner/ documents).

Up-to-date information on sanctions imposed on Russia and Belarus is available on the FCMC website
Here is also the information about the impact of the Russian aggression in Ukraine on our services.
 

In force from 14.04.2022.

4.1. Crediting an incoming money transfer to customer's account with AS "Industra Bank" Latvia

No. Services Price list EUR in Bank Price list EUR using MultiNet
4.1.1. in EUR, USD  free of charge1 -
4.1.2. in other currency           by agreement -
4.1.3. Execution of an incoming transfer with the commission type OUR (commission is paid by the sending bank)    
4.1.3.1. from 0,01 EUR till 20000,00 EUR 20,00 EUR -
4.1.3.2. from 20000,01 EUR till 50000,00 EUR  35,00 EUR -
4.1.3.3. from 50000,01 EUR 50,00 EUR -

4.2. Drawing up a payment order

No. Services Price list EUR in Bank Price list EUR using Internet bank
4.2.1. in EUR, GBP, PLN  5,00 EUR -
4.2.2. in other currency 10,00 EUR -

4.3. Transfers between customers of AS "Industra Bank"

No. Services Price list EUR in Bank        Price list EUR using Internet bank  
4.3.1. transfer to one's own account 5,00 EUR 1,00 EUR
4.3.2. transfer to an account of other customer            25,00 EUR 20,00 EUR

4.4. Transfers in EUR8

No. Services Price list EUR in Bank Price list EUR using Internet bank
4.4.1. Domestic transfers in EUR to other Latvian bank   -  
4.4.1.1. standard3    
4.4.1.1.1. till 1 000  25,00EUR 20,00EUR
4.4.1.1.2. from 1 000 to 10 000  75,00 EUR 50,00 EUR
4.4.1.1.3. over 10 000 120,00 EUR 100,00 EUR
4.4.1.2. express3 170,00 EUR 115,00 EUR
4.4.2. SEPA2 transfer    
4.4.2.1.1. till 1 000  25,00EUR 20,00EUR
4.4.2.1.2. from 1 000 to 10 000  75,00 EUR 50,00 EUR
4.4.2.1.3. over 10 000 120,00 EUR 100,00 EUR
4.4.3. International transfers (except pp. 4.4.1. and 4.4.2.)    
4.4.3.1. standard3     
4.4.3.1.1. SHA 120.00 EUR 100,00EUR
4.4.3.1.2. OUR 150,00 EUR 130,00EUR
4.4.3.2. urgent3    
4.4.3.2.1. SHA 130,00 EUR 110.00EUR
4.4.3.2.2. OUR 170,00 EUR 150,00EUR
4.4.3.3. express3    
4.4.3.3.1. SHA 150,00 EUR 130,00EUR
4.4.3.3.2. OUR 190,00 EUR 170,00EUR

4.5. International transfers in currencies of foreign countries4

No. Services Price list EUR in Bank Price list EUR using Internet bank
4.5.1. Transfers in RUB, KZT    
4.5.1.1. standard3 120,00 EUR 100,00 EUR 
4.5.2. Transfers in GBP, PLN, CNY       
4.5.2.1. standard3    
4.5.2.1.1 SHA 120.00EUR 100,00EUR 
4.5.2.1.2. OUR 150,00 EUR  130,00EUR
4.5.3. Transfers in USD    
4.5.3.1. standard3    
4.5.3.1.1. SHA 120,00 USD 100,00 USD
4.5.3.1.2. OUR 150,00 USD 130,00 USD
4.5.4. Transfers in JPY    
4.5.4.1. standard3    
4.5.4.1.1. SHA 120,00 EUR 100,00 EUR
4.5.4.1.2. OUR 155,00 EUR  135,00 EUR

4.6. Amendments in an unexecuted payment order

No. Services Price list EUR
4.6.1. EUR, GBP, PLN            10,00 EUR
4.6.2. In other currency    15,00 EUR

4.7. Amendments and additions in an executed payment order6

No. Services Price list EUR
4.7.1. EUR5 20,00 EUR
4.7.2. In other currency and EUR (except 4.7.1.) 100,00 EUR

4.8. Request to revoke a money transfer6

No. Services Price list EUR
4.8.1. EUR5 10,00 EUR
4.8.2. In other currency and EUR (except 4.8.1.) 120,00 EUR

4.9. Request to cancel a money transfer

No. Services Price list EUR
4.9.1. EUR5 10,00 EUR
4.9.2. In other currency and EUR (except 4.9.1.) 120,00 EUR

4.10. Investigation of an incoming money transfer with incorrect details

No. Services Price list EUR
4.10.1. EUR5 10,00 EUR
4.10.2. In other currency and EUR (except 4.10.1.) 120,00 EUR

4.11. Investigation of an executed money transfer, upon Customer's request6

No. Services Price list EUR
4.11.1. EUR5 10,00 EUR
4.11.2. In other currency and EUR (except 4.11.1.) 150,00 EUR6

4.12. Investigation in connection with an expected incoming money transfer, upon Customer`s request6

No. Services Price list EUR
4.12.1. EUR5 10,00 EUR
4.12.2. In other currency and EUR (except 4.12.1.) 150,00 EUR

4.13. Return of an incoming money transfer

No. Services Price list EUR
4.13.1. Return of incoming money transfer to the payer's bank 70,00 EUR

4.14. Additional commission fee

No. Services Price list EUR  
4.14.1. Additional fee for incorrect details in money transfers   70,00 EUR
4.14.2. Additional fee for checking the payment/ transaction for compliance with the requirements for AML/ CTF/ CPF (anti-money legalization, counter-terrorism financing and counter-proliferation financing) and Sanctions compliance (incl. checking for compliance at the request of the bank, bank-correspondent, beneficiary bank, intermediary bank and other institutions involved in making the payment), depending on its complexity and risk factors up to 5%                                                                                                                                       

4.15. Regular payment

No. Services Price list EUR
4.15.1. Registration 10,00 EUR
4.15.2. Execution of money transfers according to the Bank price-list  
4.15.3. Revocation of payments 5,00 EUR
4.15.4. Making corrections to payments 5,00 EUR

SHA - The payer pays the commission fee set by JSC “Industra Bank” for the transfer. All other commission fees related to the transfer (fees of the Correspondent Bank, Intermediary Bank and the Beneficiary's payment service provider), if any, shall be paid by the Payee. The transfer of the payment into the Payee's account shall be performed by the Payee's payment service provider after deducting all commission fees, if any, from the amount of the transfer. 
 
OUR - All commission fees related to the transfer (JSC “Industra Bank”, Correspondent Bank, Intermediary Bank and Payee's payment service provider commission fees) shall be paid by the Payer. The Payer also undertakes to pay all additional fees charged by the banks involved in the execution of the transfer, if any. JSC “Industra Bank” retains the right to deduct additional commission fees from the Client's Accounts without seeking prior approval. The Payee's payment service provider must credit the Payee's account with the full amount of the transfer.  JSC “Industra Bank” is not responsible if the Correspondent Bank, the Intermediary Bank or the Payee's payment service provider has not complied with the instructions of JSC “Industra Bank” or the transfer has not been received in full due to other reasons beyond the control of JSC “Industra Bank”.   
 
1 Provided that the customer's account number in IBAN format is correctly specified in the field "recipient" of the received SWIFT MT 103 message.        
2 Prerequisites for SEPA-transfer:
- the beneficiary account number must be in IBAN-format;
- the beneficiary bank identification code (SWIFT/BIC) must be indicated;
- the payment is being sent to an EEA7 country;
- if the beneficiary bank is not a member of EEA7, the transfer is sent to the beneficiary as an international transfer and an appropriate fee is applied;
- the currency of payment is Euro;
-the type of payment is standard;
-the remitter pays the SHA charges (the charges are shared) of his/her own bank only;
- details of the beneficiary bank and of the beneficiary are correct."        
3 According to the Appendix Nr.1.
4 Transfers in USD, RUB, GBP, PLN, KZT are made only with the prior approval of the Bank.
5 Domestic transfers to/from another bank in Latvia.
6 If the additional fees charged by the banks involved in the execution of the transfer occur, JSC “Industra Bank” has the right to deduct additional fees from the Customer's Accounts without seeking prior approval.   
7 The EEA (European Economic Area) countries –  EU countries (Austria, Belgium, Bulgaria, Czech Republic, Denmark, France, Greece, Estonia, Italia, Ireland, Cyprus, Latvia, Great Britain, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Finland, Spain, Hungary, Germany, Sweden) and Island,  Liechtenstein, Norway, Switzerland.       
8 If the recipient is not registered in any of these jurisdictions: European Union, CIS, OECD, ASEAN (except Brunei Darussalam and Myanmar), Andorra, Gibraltar, Georgia, Hong Kong, China, Liechtenstein, Macedonia, Montenegro, Serbia and the sum of the transfer exceeds 10 000 USD/10 000 EUR or more, then the additional fee of 120 EUR is charged.

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