Appendix No.1

Explanations regarding the time of execution of payment orders, depending on the time of submission and the order execution priority level chosen by the Customer.

The Bank executes the Customer's payment order with a value date that depends on the payment execution priority level indicated in the Customer's payment order (Standard, Urgent, Express), taking into consideration the time for submission of payment orders, as specified by the Bank.  The value date may be postponed to the latest date, due to non-business days of the Bank or non-working days of the clearing system of the relevant currency.

Payment order currency	Type of operation	Payment execution priority level	Time by which on the date D1 the payment order in the specified currency is to submitted to the Bank	Payment value date
EUR	Domestic transfer	Standard	13:00	D
			16:002	D
		Express	16:00	D (within 1 hour)
	SEPA transfer	Standard	13:00	D
	International transfer	Standard	17:00	D + 1
		Urgent	15:00	D
		Express	15:00	D (within 2 hours)
USD3		Standard	17:00	D + 2
CNY		Standard	17:00	D + 3
CHF, PLN, DKK, JPY, KZT, BYN, GBP		Standard	17:00	D + 2
RUB		Standard	17:00	D + 1

¹ D – the date when the Customer has submitted the payment order to the Bank
²  If the money is being transferred to a bank that is a member of the electronic clearing system of the Bank of Latvia. The list of participants: https://www.bank.lv/en/about-us/tasks/payment-systems/eks
³ Upon the customer's request, the Bank may execute a USD payment order faster, applying accordingly an individual fee