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Individuals

Appendix No.1

In force from 01.07.2020.

Explanations regarding the time of execution of payment orders, depending on the time of submission and the order execution priority level chosen by the Customer.

The Bank executes the Customer's payment order with a value date that depends on the payment execution priority level indicated in the Customer's payment order (Standard, Urgent, Express), taking into consideration the time for submission of payment orders, as specified by the Bank.  The value date may be postponed to the latest date, due to non-business days of the Bank or non-working days of the clearing system of the relevant currency.

Payment order currency  Type of operation Payment execution priority level Time by which on the date D1 the payment order in the specified currency is to submitted to the Bank Payment value date
EUR Domestic transfer Standard 13:00 D
16:002 D
Express 16:00 D (within 1 hour)
SEPA transfer Standard 13:00 D
International transfer Standard 17:00 D + 1
Urgent 15:00 D
Express 15:00 D (within 2 hours)
USD3   Standard 17:00 D + 2
CNY   Standard 17:00 D + 3
CHF, PLN, DKK, JPY, KZT, BYN, GBP   Standard 17:00 D + 2
RUB   Standard 17:00 D + 1

1 D – the date when the Customer has submitted the payment order to the Bank
2  If the money is being transferred to a bank that is a member of the electronic clearing system of the Bank of Latvia. The list of participants: https://www.bank.lv/en/about-us/tasks/payment-systems/eks
3 Upon the customer's request, the Bank may execute a USD payment order faster, applying accordingly an individual fee 

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