Appendix No.1

In force from 18.09.2023.

The explanations regarding the terms for effecting payment orders depending on the time when the Customer has submitted it and priority chosen by the Customer.

Effecting the Customer's payment order the Bank applies value date depending on the priority (Standard, Urgent, Express), indicated by the Customer in the payment order and compliance with the Bank's Cut-off Times. Value date can be deferred to the latest date, taking into account banking holidays and days when national clearing system of the currency of the payment is closed.

Currency of the payment	Type of operation	Priority of the payment order	Cut-off time for submitting a payment order in a certain currency to the Bank in the date D1	Value date1
EUR	Domestic transfer	Standard	13:00	D
EUR	Domestic transfer	Standard	16:002	D
EUR	Domestic transfer	Express	16:00	D (in one hour)
EUR	SEPA transfer	Standard	13:00	D
EUR	International transfer	Standard	17:00	D + 1
EUR	International transfer	Urgent	15:00	D
EUR	International transfer	Express	15:00	D (in two hours)
USD3		Standard	17:00	D + 2
CNY		Standard	17:00	D + 3
PLN, JPY, KZT, GBP		Standard	17:00	D + 2
RUB		Standard	17:00	D + 1

¹ D – is the date, when the Customer has submitted the payment order to the Bank.
² If transfers are provided by a Bank, which is a member of the electronic clearing system of Bank of Latvia (List of participants).
³ The Bank can execute USD payment order faster, upon the request of the Customer, applying an individual tariff.